Frequently Asked Questions

Have a question about our services?- Check out some of these frequently asked questions. Still have questions? Contact us at (717) 532-6900 or {800} 377-3101.

Q: Why Truck Mart LLC?

A: Truck Mart LLC is dedicated to giving our customers the best possible experience. Not only do we provide speedy approvals and well-maintained used equipment, but we also offer our customers industry-related business tools so that they can hit the ground running.

Q: Do your trucks come with a warranty?

A: We offer a 6 month/50,000 mile warranty through premium 2000 at an additional cost. Extended warranties are also available for purchase. CLICK HERE for more information or give us a call at 717-547-9103.

Q: What insurance will I need and how can I get it?

A: Depending on the loan and your choice of owner-operator position, the insurance requirements will differ.

Q: What type of trucks do you have?

A: Truck Mart LLC sells used Freightliner, Peterbilt, Volvo, Kenworth, and International semi trucks. We secure 2 to 6 year old company-maintained trucks from respectable freight companies. We then obtain financing for those trucks to drivers looking for dependable fuel efficient trucks at reasonable prices, minimum down payments, and manageable payments. For more information about our used semi trucks for sale, CLICK HERE.

Q: How much do I need down and what are your monthly payments?

A: Truck Mart LLC offers commercial bank financing and TRAC Leasing, therefore we do not have a set down payment on our inventory nor do we have a set monthly payment. Not everyone’s situation is the same. At Truck Mart we listen to your story and review your application before we recommend anything. Our free application is all we need you to fill out in order to discuss your options. We are not like the Freight Company lease purchase programs where they tell everyone the same down payment and the same monthly payment. CLICK HERE to complete our FREE online Truck application or CLICK HERE for more information about our financing/leasing options.

Q: Should I incorporate?

A: If you are under your own authority and have a single truck and/or single tractor and trailer, it doesn’t provide you with the level of protection you may think.  Since you will be the driver as well as the owner, you will be held liable both personally and professionally. Please contact us for more information at 800-377-3101.

Q: Do I have to run with Truck Mart LLC’s Freight Companies?

A: No, Truck Mart LLC has several freight company contacts available if you need help finding a company to haul for. However, you are not obligated to sign on with any one in particular. If you are looking for a top rated freight company in your area, CLICK HERE.

Q: Do I need to have my own authority?

A: No, you do not need to have your own authority to become an owner operator or to purchase or finance a truck from Truck Mart LLC. We can service you if you are looking to become an independent owner-operator or a leased-on owner-operator.

Q: What’s an independent owner-operator?

A: An independent owner-operator works under own authority and operates under their own DOT number. There are major benefits of being an independent owner-operator, however Truck Mart LLC strongly suggests being a leased-on owner-operator early on in order to gain more experience, get familiar with the cost of business, and make connections. Contact us at 800-377-3101 Ext. 205 to learn more about the benefits of being an independent owner-operator.

Q: What’s a leased on owner-operator?

A: A leased-on owner-operator works under the authority of a carrier that they selected. A leased-on owner-operator is NOT a lease purchase owner-operator. The term leased-on owner-operator and lease purchase owner operator is totally different!! Truck Mart LLC strongly suggests to never enter a lease purchase program.

Q: Where are you located and does it matter where I live?

A: Truck Mart LLC is located in Shippensburg PA off I-81 Exit 24. We supply rigs and financing to drivers in all 48 states. CLICK HERE for directions.

Q: What are the minimum requirements of your program?


  1. No CDL, that’s okay
  2. Prior Bankruptcy, that’s okay
  3. No Credit, that’s okay
  4. Civil Judgments, that’s okay
  5. Tax Liens, that’s okay
  6. Past Repos, that’s okay
  7. Past due child support, that’s okay

Make your dream of becoming an Owner Operator a reality today!