Frequently Asked Questions

Have a question about being an owner-operator or our services? Here’s the place to look. If you are looking for what we can do for you personally please contact us at (717) 532-6900 or {800} 377-3101.

Q: Why Truck Mart LLC?

A: With Truck Mart LLC, you will have a truck dealer that is dedicated to your start up process and your success. Truck Mart LLC will provide resources such as, insurance, licensing, equipment, financing, a future carrier (if necessary), industry related education and business tools, and best of all, your own well maintained truck. For more reason why Truck Mart LLC should be your Truck dealer CLICK HERE to watch the following video.

Q: Is your program a lease purchase program?

A: No, Truck Mart LLC is not a lease purchase program. When you purchase a truck from Truck Mart LLC, you are the owner or have the opportunity of being the owner. You are the one that says what, when, and where you haul. You can work with a broker if you have your own authority or lease the truck on with any Freight Company of your choice. For more information about how Truck Mart LLC offers a different truck buying experience for drivers CLICK HERE.

Q: Do your trucks come with a warranty?

A: Yes, our entire inventory will be sold with a 6 month, 50,000 mile engine, transmission, and rears warranty through Reliable Warranty LLC. Extended warranties are available for purchase. CLICK HERE for more information or 717-547-9103.

Q: What insurance will I need and how can I get it?

A: Depending on the loan and your choice of owner-operator position the insurance requirements will differ. Please contact us at 800-377-3101 so we can talk about your situation and provide you the advice and resources you will need to get the truck insured.

Q: What type of trucks do you have?

A: Truck Mart LLC sells used Freightliner, Peterbilt, Volvo, Kenworth, and International semi trucks. We secure 2 to 6 year old freight company maintained trucks through well-known companies. We then obtain financing for those trucks to drivers looking for dependable fuel efficient trucks at reasonable prices, minimum down payments, and manageable payments. For more information about our Used Freightliner, Peterbilt, Volvo, Kenworth, and International Semi trucks for sale please CLICK HERE.

Q: How much do I need down and what are your monthly payments?

A: Truck Mart LLC offers commercial bank financing and TRAC Leasing, therefore we do not have a set down payment on our inventory nor do we have a set monthly payment. Not everyone’s situation is the same nor is their future business plan, therefore at Truck Mart LLC we listen to your story and review your application before we try selling anything. We care about your success, which means we have to get more involved to help ensure that success. Our one page free application is all we need to discuss your options. We are not like the Freight Company lease purchase programs where they tell everyone the same down payment and the same monthly payment. Please CLICK HERE to complete our FREE online Truck application or CLICK HERE for more information about our financing/leasing options.

Q: Should I incorporate?

A: Generally speaking if you are under your own authority and have a single truck and/or single tractor and trailer it doesn’t provide you with the protection you may think as you will be the driver as well as the owner so you are liable both personally and professionally. There are some advantages to being an LLC but again it depends on a number of related factors. Please contact us for more information at 800-377-3101.

Q: Do I have to run with Truck Mart LLC’s Freight Companies?

A: No, Truck Mart LLC has Freight Company contacts available if you need help finding a Freight Company to haul for. However, you are not obligated to sign on with any particular haul company. If you are looking for a top rated Freight company in your area please CLICK HERE.

Q: Do I need to have my own authority?

A: No, you do not need to have your own authority to become an owner operator or to purchase or finance a truck from Truck Mart LLC. We can service you if you are looking to become an independent owner-operator or a leased on owner-operator.

Q: What’s an independent owner-operator?

A: An independent owner-operator operates under own authority and is a true entrepreneur in that they operate under their own DOT number. There are major benefits of being an independent owner-operator however Truck Mart LLC strongly suggests being a leased on owner-operator to gain experience, get familiar with o/o costs, and to make haul contacts. Contact us at 800-377-3101 Ext. 205 to learn more about the benefits of being an independent owner-operator, cost of your own authority, and how to apply for it.

Q: What’s a leased on owner-operator?

A: A leased on owner-operator operates under the authority of a carrier of your choice. A leased on owner-operator is NOT a lease purchase owner-operator. The term leased on owner-operator and lease purchase owner operator is totally different!! Truck Mart LLC strongly suggests to never enter a lease purchase program. Contact us at 800-377-3101 Ext. 205 to learn more about the benefits of being a leased on owner-operator.

Q: Where are you located and does it matter where I live?

A: Truck Mart LLC is located in Shippensburg PA off I-81 Exit 24. We supply rigs and financing to drivers in all 48 states. CLICK HERE for directions.

Q: What are the minimum requirements of your program?


  1. No CDL, that’s ok
  2. Prior Bankruptcy, that’s ok
  3. No Credit, that’s ok
  4. Civil Judgments, that’s ok
  5. Tax Liens, that’s ok
  6. Past Repos, that’s ok
  7. Past due child support, that’s ok

Make your dream of becoming an Owner Operator a reality today!